San Antonio Car Insurance Information
It will be helpful to know the standard car insurance rate that people may get on average but do remember that the car insurance rates will still depend on other things. For example, your credit rating will have an effect on the car insurance rate you will get. Based on how good or how bad your credit rating is, you will get a higher or lower rate than the state average. Get to know the comparison of the car insurance rate of San Antonio as compared to the state of Texas and the country in general.
Your driving score will also be one of the factors that will be taken into consideration when companies are deciding on your car insurance rate. Once again, the better your driving score is, the lower the possible car insurance premiums that you have to pay for.
CHEAPEST CAR INSURANCE COMPANIES IN San Antonio
It can be daunting to look online and search for car insurance companies. First of all, there are so many that are available and second, they seem to be offering the same things. The packages that they offer may seem similar but if you would look closely, there are some differences with the coverage. Plus, car insurance in San Antonio will always differ from one car insurance company to another.
No other car insurance company can offer the rates that Texas Farm Bureau is offering. Sometimes, it all comes down to the other car insurance policies that you already have. Getting car insurance from the same company may lower your car insurance premiums so this is something that you should consider too.
| Car Insurance Company | Annual Average Rate |
|---|---|
| Dairyland | $3366 |
| MetLife | $2676 |
| 21st Century | $2412 |
| Unitrin | $2130 |
| Encompass | $1968 |
| Mercury | $1800 |
| Progressive | $1312 |
| Texas Farm Bureau | $1146 |
San Antonio Car Insurance Rate by Zip Code
Why do car insurance rates change depending on the zip code? Your current location will always be a factor because there may be different things in your area that can make you more likely to get into an accident. For example, do you live in a place wherein there is a lot of traffic? If you answer yes, then the car insurance rates may be higher because there is a higher possibility that you will get into an accident. There are also some roads that are also considered to be more accident−prone. The location of these roads will be taken into account when calculating your car insurance rates.
You can always contact your car insurance agent for more details especially if there are some things that you want to clarify. Cheap car insurance in San Antonio is possible with the guidance of the right car insurance agent.
| Zip Code | Lowest Possible Insurance Rate | Average Insurance Rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 78266 | $985 | $1328 | $1937 |
| 78209 | $1053 | $1411 | $2198 |
| 78249 | $1069 | $1442 | $2178 |
| 78240 | $1053 | $1442 | $2229 |
| 78216 | $1032 | $1419 | $2178 |
| 78257 | $1135 | $1445 | $2173 |
| 78232 | $1053 | $1389 | $2114 |
| 78258 | $1017 | $1395 | $2146 |
| 78230 | $1069 | $1414 | $2198 |
| 78256 | $1001 | $1408 | $2143 |
San Antonio CAR INSURANCE RATES BY AGE
| Age | Insurance Rate for Males | Average Insurance Rate | Insurance Rate for Females |
|---|---|---|---|
| 20s | 3142 | $2897 | $2651 |
| 30s | $1408 | $1406 | $1404 |
| 40s | $1263 | $1272 | $1281 |
| 50s | $1161 | $1189 | $1216 |
| 60s | $1192 | $1176 | $1161 |
| 70s | $1466 | $1439 | $1412 |
Your age and your gender will also determine the car insurance rates that you are going to get. A lot of teenagers would have car insurance from their parents because this is far cheaper as compared to getting car insurance under their own name. Those who are in their 30s, 40s, and 50s will usually have lower rates as compared to the other age groups because these are the age groups that are considered to be “skilled drivers.” They are less likely to get into accidents as compared to the other age groups.
You can always improve your car insurance rates by having a good driving record no matter what your age is. Taking driving lessons will also be a factor in improving your car insurance premiums.
